Talk to a real person—no sales pitch, just answers

See if SwipeSimple Connect is right for your business.

Direct payment processing from the makers of SwipeSimple

Built for how businesses actually get paid

The same SwipeSimple 125,000 small businesses run on, sold direct by the people who build it. Take cards in the field or at the counter, invoice by text, sync every sale to QuickBooks.

Transparent pricing with no junk fees and no contract. And when you call, a person in the United States picks up.

4.8 stars in the App Store
& Google Play

Whatever you sell, we help you get paid

Your techs work in the field, so your payment tools should too. Take a card before you leave the job and stop chasing invoices.
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Give patients easy ways to pay, from a card on file to payment plans. Your front desk spends less time collecting.
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Take payment at the chair, save cards for regulars, and let clients book online.
Learn more
Fast checkout at the counter. Payment links and invoices for orders you take by phone or online.
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Get paid the moment the work is done, on the roadside, at the bay or by text. No more waiting on checks.
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SwipeSimple App Marketplace

Get paid. Get booked. Get found.
All included with your Connect plan.

Every Connect plan comes with SwipeSimple's business software built in. Core includes QuickBooks Online Sync. Plus includes the full App Marketplace: online booking, text marketing, and automatic review requests.

Sync your SwipeSimple transactions to QuickBooks Online on-demand and eliminate hours of manual reconciliation every month. Stop exporting. Stop double-checking. Stop reconciling by hand.

An all-in-one text marketing platform with loyalty programs, automated review requests, and customer segmentation. Stay connected with your customers and grow your reputation.

Manage your schedule, accept online bookings, and take payments — all from the same platform you already use. Less friction for your customers, less juggling for you.

Learn more

See how SwipeSimple can help your business.

Learn more
Trusted by more than 125,000 small businesses

See SwipeSimple in action

Demo on desktop, iOS, and Android devices – no account required.
Demo on desktop

What our customers say

"SwipeSimple made it so easy for my techs to collect payment right at the job site. No more chasing invoices."

James R.
HVAC contractor

"The statement analysis showed us we were overpaying by almost $400 a month. Switching was the easiest decision we made."

Maria L.
Specialty retail owner

"My clients love being able to split their balance into payments. It's removed every awkward conversation about cost."

Dr. Karen D.
Dental practice

Pick a plan. Then pick how you pay.

Your first month is free on either plan, with U.S.-based phone support.

Core

$19/mo

  • Tap to Pay, card reader, or Terminal. Works offline.
  • Invoices, payment links, text to pay, and recurring billing
  • QuickBooks Online sync

Plus

$49/mo

  • Everything in Core, plus:
  • Online booking with automatic reminders
  • Text marketing, 500 texts a month included
  • Automatic Google review requests
  • Next-day funding included

Then choose how you pay for card processing

Connect Zero

Your customers cover the card fee. You pay your monthly plan fee.

Low, transparent rates

Payment typeCorePlus
In person2.6% + 10¢2.5% + 10¢
Keyed or invoiced3.5% + 10¢3.4% + 10¢

No junk fees. No contract.

* Next-day funding is subject to approval and underwriting.
A specialist will call within one business day.

Talk to a real person—no sales pitch, just answers

See if SwipeSimple Connect is right for your business.

Donald W.

Easy and very convenient.

Source: Google Play

David C.

Easy-to-use. Easy-to-navigate. I would recommend to any business owner over any other POS.

Source: Google Play

Small business owner

Very easy to create an item for each sale, setup the item, create item, and just add quantities in the sale section.

Source: iOS App Store

Small business owner

I absolutely love this system! It has made our job so much easier.

Source: iOS App Store

About SwipeSimple Connect

Simple pricing

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Choose a Connect software plan, then choose how you pay for card processing. Your first month is free on either plan, and every plan includes a free card reader.
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Step 1: pick your Connect software plan
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  • Connect Core, $19 a month. You can take cards anywhere with Tap to Pay on iPhone, a card reader on any phone or tablet, or the Terminal. It works offline. You can send invoices, payment links, and text to pay, set up recurring billing, and keep stored cards, all in one dashboard. QuickBooks Online Sync is included.
  • Connect Plus, $49 a month. You get everything in Connect Core, plus online booking with Appointments, text marketing with 500 texts a month, and automatic review requests. Next-day funding is included, subject to approval and underwriting.

Step 2: pick how you pay for card processing
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Option 1: Connect Zero

  • Customers who pay by card cover a 3.5% flat rate on the transaction. Customers who pay cash pay your base price.
  • You pay no per-transaction fees. Your monthly plan fee and the chargeback fee still apply.
  • You show both prices on menus, signs, estimates, and invoices. For example: “Your total is $250 if paying cash or $258.75 if paying with a card.”

Option 2: low published rates

  • In person (you tap, dip, or swipe a card or contactless device): 2.6% + 10¢ on Connect Core, 2.5% + 10¢ on Connect Plus.
  • Keyed or invoiced (you key in card details or charge a card on file, or your customer pays through an invoice, a payment link, or an online purchase): 3.5% + 10¢ on Connect Core, 3.4% + 10¢ on Connect Plus.

Getting started

Once we approve your account, you can take payments in the SwipeSimple mobile app or on the website, using a phone or computer you already own.

  • Bluetooth card reader for your phone or tablet: free with every Connect software plan.
  • Smart payment terminal: $299, plus tax or free for qualifying customers.

Other fees

  • Chargeback fee: $15.
  • Refunds: we do not charge a fee to process a full or partial refund. When you refund a sale, the fees from the original sale stay charged.

No contracts. No junk fees.

You can cancel anytime. With SwipeSimple Connect, you pay no:

  • Setup fees
  • Annual fees
  • Batch fees
  • Statement fees
  • PCI compliance fees

Processing more than $150,000 a year?

Call sales at (322) 242-3541 or email sales@swipesimple.com. We can offer custom pricing, Interchange Plus pricing, and monthly billing, subject to approval.

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When will I receive funds in my bank account?

Payment settlement typically occurs within two business days for transactions processed through your SwipeSimple Connect account. Next day funding is available for well-qualified merchants at no additional cost, but subject to approval.

All the support you need

It's easy to setup your business with SwipeSimple Connect. No training or technical knowledge is needed.
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Whether you're accepting credit cards for the first time, or are converting to SwipeSimple Connect from another provider, it's easy to set up, get started, and get paid.
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If you do need support, SwipeSimple Connect merchants have access to our world-class support team.

What information do I need to complete the application?

To quickly complete your merchant application you will need to state how your business is structured.

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All business structures need to provide a Social Security Number or Tax ID Number (TIN), date of birth, and home address for each individual who owns at least 25% of the business. All business structures also need to provide the bank name, ABA Routing Number, and account number for the business bank account.

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Common business structures are:
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Sole Proprietorship
The business is owned by one person and tied to that person’s Social Security Number or Taxpayer ID Number.

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Limited Liability Company (LLC)
The business is officially registered as a LLC and the legal business name typically includes LLC.

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Private Corporation (including C and S corporations)
The business is privately owned and is registered as a C or S corporation. The legal business name typically includes Inc.

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Partnership (including GP, LP and LLP)

The business has shared ownership and is either unincorporated or registered as a General Partnership, Limited Partnership, or a Limited Liability Partnership. The legal business name may include GP, LP or LLP.

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Nonprofit organization
An organization or group that has been organized as a Not-For-Profit Corporation and has 501(c)(3) or other legal status as a nonprofit.

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Government Entity
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An entity that has been organized by a national or local government authority.

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Publicly Traded Company
The business is a corporation that is publicly owned by shareholders who have ownership in the company and where shares are publicly traded on a stock exchange.

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If there are no owners with at least a 25% stake in the company or if the organization is a nonprofit or governmental entity, then the person authorized to submit the application (often known as the Authorized Controller or Control Prong) will need to provide their Social Security Number, date of birth, and home address in the “Add an Owner” section.

What is SwipeSimple Connect?

SwipeSimple is the software. SwipeSimple Connect is one of two ways to buy it, the direct one. SwipeSimple Connect is the payment facilitator operated by CardFlight that provides small business merchants direct access to the SwipeSimple software platform.

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Here is how it works:

The merchant signs up at SwipeSimple.com/connect, processes payments through Connect, and pays the published per-transaction rates listed on this page. The software they use is the same SwipeSimple software available through reseller partners.

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As a SwipeSimple Connect merchant you will have access to the following features and services.

SwipeSimple

  • The easy-to-use payment solutions software currently used by more than 125,000 small businesses across the US
  • Software designed to work on the standard computer and mobile device which you may already own

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Merchant processing account with simple pricing

You only pay for the processing when you use it.

  • 2.6% + 10¢ per transaction when you tap, dip, or swipe a customer’s card or contactless payment device (known as Card-Present transactions)
  • 3.5% + 10¢ per transaction when you manually key in your customer’s card, use a card on file, when a customer pays via invoice or payment link, or makes an online purchase (known as Card-Not-Present transactions)

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Hardware devices to expand how you accept payments

  • Bluetooth card reader to pair with your iPhone, iPad, or Android phone or tablet for $49 plus tax
  • Smart terminal to take payments and print receipts with an all-in-one device for $299 plus tax

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Personalized training and support

  • Our team helps you get started through personalized setup and training
  • The SwipeSimple Support Team is available to help by email and phone

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SwipeSimple Connect is provided and supported by CardFlight, the developers of SwipeSimple software. SwipeSimple is also sold through a network of merchant acquirers, regional resellers, and financial institutions. Learn more about our SwipeSimple partners.