Contractors and Home Services

Credit card processing for contractors who work out of a truck, not a storefront

Take a card at the kitchen table, bill the next phase from the job site, and collect deposits before you buy materials. SwipeSimple gives general contractors, handymen, remodelers, and home services crews one simple way to get paid. Get it directly from us through SwipeSimple Connect, or through the bank or payment provider you already work with.

Get SwipeSimple Connect See our partner providers

4.8 stars in the App Store & Google Play

125,000+

Small businesses trust us

4.8

App Store rating

US-based

Support by phone and email

Get paid at the job site

Your office is wherever the work is. Your payments should be, too.

Take a tap on your iPhone with Tap to Pay on iPhone, no extra hardware.
Pair a Bluetooth card reader for chip and swipe cards.
Keep working in basements and dead zones with offline mode.
Let each crew lead take payments from their own phone.

Send invoices from the truck

Not every customer pays on the spot. Bill them before you pull out of the driveway.

Send invoices by email or text with Text to Pay.
Add your logo and business colors.
Customers pay by card from a secure link.
Track what's paid and send reminders on what's not.

Keep customer info and cards in one place

Big jobs mean repeat charges. Keep it simple and secure.

Save a Card on File with your customer's permission.
Charge each project phase to the saved card when it's done.
Track every payment on a job in one customer record.
Keep contact info handy for follow-up work.

Track sales by crew and run clean reports

Know who's collecting and where your money stands.

See sales by employee or crew lead.
Pull reports for any date range.
Export to QuickBooks, Excel, and other tools.
Sync payments with QuickBooks Online Sync.

How to choose the best credit card processing for contractors

The best processor for your business is the one you can afford, understand, and count on. Look for four things:

Clear rates: You should know your cost before you sign, not after your first statement.
Mobile tools: You should be able to take a card anywhere you work.
Staged billing: Deposits and progress payments should be easy to set up.
Real support: You should be able to reach a person when a payment has a problem. Our US-based team answers by phone and email.

"The statement analysis showed us we were overpaying by almost $400 a month. Switching was the easiest decision we made."

Maria L. - Specialty retail owner

Google Play

Easy-to-use. Easy-to-navigate. I would recommend to any business owner over any other POS.

David C.

Received via Email

I am SOOOOO happy with your service. Everything is so user friendly and I have had zero issues. I just wanted to thank you for making my life a bit easier now!

Small Business Owner

G2 Review

SwipeSimple is very convenient for the small business owners. I love how fast and easy it is to use. It is very convenient since it can be used in all in one device plus it is very safe.

Reizel B.

iOS App Store

Unreal simple to use. It was very easy to create an item for each sale, setup the item, create item, and just add quantities in the sale section.

Small Business Owner

Contractor payment FAQs

What's the best credit card processing for contractors?

Look for clear pricing, mobile payment tools, and an easy way to take deposits and progress payments. SwipeSimple offers all three, whether you get it directly through Connect or through your bank or payment provider.

Can I take a deposit by credit card?

Yes. Use Scheduled Payments to charge a deposit now or on a future date. Check your state's rules on deposit limits for home improvement work.

Can I get SwipeSimple through my bank?

Many banks and payment providers offer SwipeSimple. If yours does, they'll set your pricing and terms. You can also sign up directly through SwipeSimple Connect.

Who is SwipeSimple built for?

SwipeSimple is built for small businesses that take payments on the go, like:

Start getting paid on the job

Deposits, progress payments, and final bills, all from your phone.